Difference between revisions of "TheLibertyProgram.com"
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| + | ==How The Liberty Program Works== | ||
| + | The Liberty Program of America offers big savings on dental health care. You can save 40-60% on your dental treatment! | ||
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| + | Here's how the program works. A small annual fee is charged for membership into the Program. In return, you have access to a network of dentists in your area who participate with the program. Once in the program, you are entitled to heavily discounted fees. The discounted fees are listed in the fee schedule and can be up to 50% off from what you would pay without insurance. Almost every dental procedure is covered, so imagine never paying full price for dental treatment again. General dentists as well as dental specialists participate with the program, so it is unlikely that you would ever need a procedure that would not be covered. From cosmetic dentistry to dental implants, we offer discounted dental coverage to our members. If in the unlikely event that a procedure is not covered, participating providers have agreed to give a 25% discount off of their traditional fees. | ||
==Dental Coverage Plan== | ==Dental Coverage Plan== | ||
Revision as of 14:50, 1 March 2010
Title
Affordable Supplemental Dental Coverage at The Liberty Program
Description
Excerpted from the website:
- Our program is designed to provide Americans with appropriate and affordable dental benefits. Our members enjoy heavily discounted dental services, delivered by highly qualified dental health care providers. Membership allows easy access to affordable dental care through our network of dental providers.
How The Liberty Program Works
The Liberty Program of America offers big savings on dental health care. You can save 40-60% on your dental treatment!
Here's how the program works. A small annual fee is charged for membership into the Program. In return, you have access to a network of dentists in your area who participate with the program. Once in the program, you are entitled to heavily discounted fees. The discounted fees are listed in the fee schedule and can be up to 50% off from what you would pay without insurance. Almost every dental procedure is covered, so imagine never paying full price for dental treatment again. General dentists as well as dental specialists participate with the program, so it is unlikely that you would ever need a procedure that would not be covered. From cosmetic dentistry to dental implants, we offer discounted dental coverage to our members. If in the unlikely event that a procedure is not covered, participating providers have agreed to give a 25% discount off of their traditional fees.
Dental Coverage Plan
- No Pre-Approval
- No Coverage Limits
- No Forms to Fill Out
Membership Information
Our program is designed to provide Americans with appropriate and affordable dental benefits. Our members enjoy heavily discounted dental services, delivered by highly qualified dental health care providers. Membership allows easy access to affordable dental care through our network of dental providers.
A Crash Course in Dental Insurance
- Traditional dental insurances usually carry with them a monthly premium of $40-$50. Yearly, the premiums can approach $600. The yearly maximums for the traditional insurance plans are typically in the range of $1500. For those of you who are a little confused, that equates to a maximum potential benefit of $900. That means that your insurance company may pay up to $1500 for the year, but you have already paid in $600. That $600 gets paid to them whether you use the coverage or not. In addition, there are typically percentage "co-pays" and of course, a deductible.
A Word to the Wise
- If you are currently covered under a traditional dental plan, check your percentage co-pay under the category of "major" treatment. Typically 50% of "major" work is covered. What you as a patient don't know is what dental services fall under the category of "major" work, and 50% of what fee charged will you be responsible for.
Under almost all traditional insurances, crowns(caps) and bridges will fall into the "major" category. Typically the fee charged for a crown is $800. Now, if you factor in your 50% responsibility, your paying $400 out of your pocket for your crown, o?n top of your deductible (usually $50), which totals $450?not a bad price for a crown?but you forgot about your yearly premium of $600. Your crown just cost you $1050!
Compare and Save
- Under the Liberty Program, there are no yearly maximums, no deductibles and no percentages to worry about. You know what fee will be charged simply by looking at the fee schedule. To be fair, let's see how much a crown would cost under the Liberty Program. Let's assume that you have enrolled in the Liberty Program as a single member. Your annual premium of $100 o?n top of the Liberty Member fee for a crown of $575 totals $675. That's a savings of $375 per crown. Imagine the savings if you need extensive treatment.
Money Saving Potential
- Membership into the Liberty Program also works in conjunction with an already existing dental insurance plan. Remember when we explained the percentages of "major" work (usually 50%) for most traditional companies. Those percentages would now be of the reduced Liberty member fee for services. For example, the out of pocket fee for a crown (cap) with a percentage of major treatment at 50% would be o?nly $287.50 for Liberty members (the fee for a crown under the Liberty Program is $575).
Entensive Provider Network
- Our network of participating providers is extensive and easy to access. All of our contracted privately practicing dentists have been carefully screened and undergone strict credentialing procedures. All participating dentists have agreed to abide by and accept the terms of the Liberty Program.
Dental Services Covered
- Diagnostic Services
- Preventative Services
- Restorative Procedures
- Endodontic Procedures
- Periodontic Procedures
- Prosthodontic Procedures
- Oral Surgery Procedures
- Adjunctive Procedures
- Cosmetic Procedures
