OptiMagic.com
Title
Optimagic
Description
OPTIMAGIC xxxx
Homebuyer Heaven Can't Possibly Last With interest rates at record lows over the past year, there's really only one way for them to go, the only question is when. Most experts agree that rates will remain fairly stable in the short term, at least until the end of the year, and some believe they will even decrease slightly. However, the prospect of a sharp increase in 2005, continuing into the following year will have many mortgagees feeling uncomfortable. Those most at risk when rates begin to rise again will be borrowers who have been over eager to buy in to the mortgage market while rates were low, without taking the time to secure the best possible deal, or to consider their position in the long term. The low interest rate environment has been ideal for aggressive, unscrupulous lenders to encourage customers to borrow more than they need, or agree to repayment plans they can't realistically afford, particularly when rates begin to rise again. Being in a hurry has also meant many people have been less careful about checking terms and conditions of the loans they are agreeing to. To make matters worse, many homebuyers have been swayed by low interest rates into paying too high a price for their property.
Some financial experts believe interest rates will remain low long enough for an adjustable rate mortgage to continue to be an attractive option, but borrowers will need to be quick. With rates set to rise, an ARM would seem an irrational choice, but this type of loan is still surprisingly popular. Overall rates for this type of loan are generally lower than rates for fixed term mortgages, and for those planning to pay off the loan in a reasonably short time, the remaining period of very low interest rates will still be an advantage. Many experts also believe it's still not too late to take advantage of low rates to refinance a home loan package. The key for borrowers is to keep their cool when negotiating a deal, read the fine print, and think about the long term picture.
Anyone who has had to spend hours pushing a vacuum auto cleaner around the house will probably wonder whether there's a better way. The pool sweeper just walks around the bottom of the pool all by itself, cleaning as it goes, so why can't a household vacuum cleaner do the same thing for cash ? The IRobot Roomba Pro Elite Robot Careers Floorvac is a new product which car does just that. It can literally be switched on and left to do all of the tedious vacuuming all by itself. With the handy remote control device, the unit can be switched on and off, or guided on to the next room in the house where cleaning needs to be done, saving the user from having to bend down or carry it around at all. More information is available at www.yoursite.com The Roomba Pro Elite works using a back up technologically advanced navigation system, which allows it to continue moving around the room until the whole floor is clean. Stairs are automatically avoided, and soft bumpers on the outer edges of the unit allow it to negotiate walls and furniture without causing any damage. The machine can be programmed to clean multiple rooms or open jobs floorplans at the touch of a button. The Roomba Pro Elite is designed to vacuum or sweep any type of carpet or hard floor surface, including laminate, hardwood, linoleum, tile, slate, or any low or medium pile carpet, and it adjusts to the surface information automatically. Not only does the Roomba Pro Elite save time, it does a better job of cleaning than most traditional vacuum cleaners. The compact size and shape allows it to clean under furniture, and in places an ordinary vacuum can't reach. Spinning side insurance brushes allow the unit to clean right up to walls. A specially designed three stage cleaning process ensures floors are left spotlessly clean, and the machine is particularly effective for cleaning pet hair.Cars
Additional Information
Related Domains
