Nsld.ca

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Collection Agencies - A Collection of Q&A's

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I am wondering about the powers of collection agencies. First of all, I do not understand how these independent firms are able to hound citizens to pay their debts. If you have a debt with your bank (for instance through your credit card or student loan) shouldn't the bank be hounding you to pay the money back? Second, what happens if you just tell the collection agent to fuck off? What can they do? Is it legal for them to constantly harrass you to pay back your debts?
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