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- The Floyd's Insurance group of companies began in 1936 with an independent insurance agency in Whiteville, North Carolina. It was founded by William (Bill) Floyd and shared space with a fertilizer store on downtown Madison Street. It grew steadily, and in early 1967 an in-house premium finance company was formed to offer a payment plan to the agency's customers. In 1988, the company began forming affiliated subsidiary premium finance companies, each doing business with a single outside agency or group of agencies. In 1995, these smaller companies were consolidated into the largest, Monthly Payment Plan, Inc.
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