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Home burglar alarm systems: Can they lower your home owner’s insurance rates? by Home Security Review

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Home burglar alarm systems: Can they lower your home owner’s insurance rates?

Home burglar alarm systems have been proven to be extremely effective at preventing intruders from entering your home. US Department of Justice crime statistics show that 74.3% of unsuccessful burglaries can be attributed to a burglar alarm system "scaring away" the intruder, while the probability of a burglary at a residential site without an alarm system is 14.8%. The most likely consequence of a burglary is the loss of property (the FBI reports that the average financial cost of a burglary in 2002 was $1,482) and the emotional stress that it can cause. Violence associated with a burglary is extremely rare, although many intruders carry weapons and are prepared to resort to violence if challenged.