Firstnlc.com

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First NLC Financial Services

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First NLC Financial Services is a top-30 national nonprime residential mortgage lender* known by successful mortgage brokers for its expertise in nonprime. We are a wholly owned subsidiary of Friedman, Billings, Ramsey Group, Inc. (NYSE: FBR), a leading national investment bank with headquarters in the Washington, DC, metropolitan area and offices located worldwide. For more information about FBR, visit www.fbr.com.

Serving you is the most important thing we do. We have competitively priced products, sophisticated systems, experienced people, and deep product niches, but our customers know that it’s our service that defines us. At First NLC, you are not a number. We are a relationship company, which means that we put you first.

As nonprime specialists, we fund loans for borrowers who do not satisfy the credit, documentation, or other underwriting standards that conforming lenders require. Our programs address the needs of borrowers with A through C credit—ARM and Fixed, Full Doc and Stated, and purchases and refinances. Brokers know us for offering niche products that allow only one tradeline, open charge-offs and collections, and consumer credit lates, among many other niches.