CareHealth.co.uk
Title
CareHealth - the independent guide to private health care and private medical insurance in the UK
Description
CareHealth Limited is an independent company, entirely owned by its three directors, which has been set up to explain the changing face of private health care in the UK. It derives its revenue from advertising, but, just like national newspapers, it separates advertising and editorial. As with a newspaper, advertisers may advertise on editorial pages, particularly those that concern their products, but they have no control over the content. Such advertising is identified by logos, which the user can click on to find more about the product concerned.
Growing numbers of people without health insurance are considering private treatment because of concerns about the availability of resources within the NHS. Private hospital groups are responding by promoting self-pay, where people pay for private treatment directly rather than subscribing to private health insurance. They now offer fixed price packages, where patients are guaranteed there will be no extra charges for treatment even if unexpected complications arise.
Health insurance companies are replying by offering new high excess policies. These have much lower premiums than conventional health insurance, achieved by requiring subscribers to pay themselves the first £1500 to £3000, for example, of any claim. These schemes are therefore a combination of self-pay and insurance.
