NetSpend.com - Revision history

WikiSysop: migration import

2013-11-09T00:09:10Z

migration import

Leslie Smithson: /* Additional Information */

2010-03-19T19:49:24Z

‎Additional Information

Leslie Smithson: /* Additional Information */

2010-03-19T19:48:58Z

‎Additional Information

Leslie Smithson: /* Address */

2010-03-19T19:48:15Z

‎Address

Leslie Smithson: /* Additional Information */

2010-03-19T19:47:41Z

‎Additional Information

Leslie Smithson: /* Additional Information */

2010-03-19T19:45:07Z

‎Additional Information

Leslie Smithson: /* Additional Information */

2010-03-19T19:44:27Z

‎Additional Information

Leslie Smithson: /* Address */

2010-03-19T19:42:57Z

‎Address

Leslie Smithson: /* NetSpend Corporation */

2010-03-19T19:41:57Z

‎NetSpend Corporation

Leslie Smithson: /* NetSpend Corporation */

2010-03-19T19:41:06Z

‎NetSpend Corporation

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 {{ Domain_Page |
   reviews = <reviews></reviews> |
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 * '''Alexa''': [http://www.alexa.com/data/details/main?url=netspend.com NetSpend.com]
 __NOTOC__
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 {{InfluenceUs}}
 {{:User_talk:Vanjewray/NetSpend.com}}

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 The Sosa brothers believed there was a large market that was left un-served by traditional banking and financial institutions, and according to the Federal Reserve at the time of this post, 9.7 percent of households—approximately 26 million Americans—are “un-banked,” or do not maintain transaction accounts at mainstream depository institutions. An additional 40 million individuals do not have a savings account or access to credit and are considered “under-banked.” Together, the total number of un- and under-banked in the United States is estimated to be nearly 70 million people, and their aggregate annual income is calculated in excess of $300 billion.
-The NetSpend product line includes:
+<b>The NetSpend product line includes:</b>
 -NetSpend Reloadable Debit Cards: Cards can be reloaded with funds continuously.

@@ Line 38: / Line 38: @@
 The NetSpend product line includes:
-    * NetSpend Reloadable Debit Cards: Cards can be reloaded with funds continuously.
+-NetSpend Reloadable Debit Cards: Cards can be reloaded with funds continuously.
-    * NetSpend Gift Cards: Cards are purchased in predenominated values. Cannot be reloaded. From a NetSpend long-time employee (perhaps even the longest term employee since the company's inception): "We really like when [customers] purchase the gift cards as they always leave a balance that cannot be redeemed, which adds to the bottom line."
-    * NetSpend Travel Cards: This product is a hybrid of the two previous cards. You may reload a limited number of times. There are additional travel protection benefits tied to the cardholder's purchases.
+-NetSpend Gift Cards: Cards are purchased in predenominated values. Cannot be reloaded. From a NetSpend long-time employee (perhaps even the longest term employee since the company's inception): "We really like when [customers] purchase the gift cards as they always leave a balance that cannot be redeemed, which adds to the bottom line."
 ==Related Domains==

@@ Line 20: / Line 20: @@
 ==Address==
-NetSpend Corporation
+NetSpend Corporation<br>
-PO Box 2136
+PO Box 2136<br>
-Austin, TX 78768-2136
+Austin, TX 78768-2136<br>
 Fax: (512) 857-0263

← Older revision		Revision as of 19:47, 19 March 2010
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	The Sosa brothers believed there was a large market that was left un-served by traditional banking and financial institutions, and according to the Federal Reserve at the time of this post, 9.7 percent of households—approximately 26 million Americans—are “un-banked,” or do not maintain transaction accounts at mainstream depository institutions. An additional 40 million individuals do not have a savings account or access to credit and are considered “under-banked.” Together, the total number of un- and under-banked in the United States is estimated to be nearly 70 million people, and their aggregate annual income is calculated in excess of $300 billion.		The Sosa brothers believed there was a large market that was left un-served by traditional banking and financial institutions, and according to the Federal Reserve at the time of this post, 9.7 percent of households—approximately 26 million Americans—are “un-banked,” or do not maintain transaction accounts at mainstream depository institutions. An additional 40 million individuals do not have a savings account or access to credit and are considered “under-banked.” Together, the total number of un- and under-banked in the United States is estimated to be nearly 70 million people, and their aggregate annual income is calculated in excess of $300 billion.
		+
		+	The NetSpend product line includes:
		+
		+	* NetSpend Reloadable Debit Cards: Cards can be reloaded with funds continuously.
		+	* NetSpend Gift Cards: Cards are purchased in predenominated values. Cannot be reloaded. From a NetSpend long-time employee (perhaps even the longest term employee since the company's inception): "We really like when [customers] purchase the gift cards as they always leave a balance that cannot be redeemed, which adds to the bottom line."
		+	* NetSpend Travel Cards: This product is a hybrid of the two previous cards. You may reload a limited number of times. There are additional travel protection benefits tied to the cardholder's purchases.

	==Related Domains==		==Related Domains==

@@ Line 26: / Line 26: @@
 ==Additional Information==
-NetSpend Corporation, headquartered in Austin, TX, provides processing and marketing services for private and proprietary MasterCard and Visa prepaid debit cards. The company is the largest prepaid debit card processor and marketer in the United States and sells cards at about 10,000 grocery and convenience stores, gas stations and check-cashing centers nationwide. According to an article by the Austin Business Journalthe privately held company has 225 employees, annual revenues in the $75 million to $125 million range and processes over $5 billion annually in card transactions. Its website states that the company has over 1 million customers nationwide.
+NetSpend Corporation, headquartered in Austin, TX, provides processing and marketing services for private and proprietary MasterCard and Visa prepaid debit cards. NetSpend is the largest prepaid debit card processor and marketer in the United States and sells cards at about 10,000 grocery and convenience stores, gas stations and check-cashing centers nationwide. According to an article by the Austin Business Journalthe privately held company has 225 employees, annual revenues in the $75 million to $125 million range and processes over $5 billion annually in card transactions. Its website states that the company has over 1 million customers nationwide.
 Oak Investment Partners, is a major shareholder of NetSpend Corporation.
 NetSpend’s stated goal is to provide consumers who lack established credit or banking relationships with the security, flexibility and convenience typically associated with debit and credit cards. The sub-prime credit consumer is usually charged higher fees on these product's transactions and features when compared to mainstream consumers that receive them for free or at little cost. The additional costs are representative of the additional risk that accompany the typical consumer profile who is shunned by traditional financial institutions.

← Older revision		Revision as of 19:44, 19 March 2010
Line 26:		Line 26:

	==Additional Information==		==Additional Information==
		+	NetSpend Corporation, headquartered in Austin, TX, provides processing and marketing services for private and proprietary MasterCard and Visa prepaid debit cards. The company is the largest prepaid debit card processor and marketer in the United States and sells cards at about 10,000 grocery and convenience stores, gas stations and check-cashing centers nationwide. According to an article by the Austin Business Journalthe privately held company has 225 employees, annual revenues in the $75 million to $125 million range and processes over $5 billion annually in card transactions. Its website states that the company has over 1 million customers nationwide.
		+
		+	Oak Investment Partners, is a major shareholder of NetSpend Corporation.
		+
		+
		+	NetSpend’s stated goal is to provide consumers who lack established credit or banking relationships with the security, flexibility and convenience typically associated with debit and credit cards. The sub-prime credit consumer is usually charged higher fees on these product's transactions and features when compared to mainstream consumers that receive them for free or at little cost. The additional costs are representative of the additional risk that accompany the typical consumer profile who is shunned by traditional financial institutions.
		+
		+	NetSpend was founded by Roy and Bertrand Sosa, two brothers who were teenagers when their family moved from Mexico to the US in 1986. Twelve years later in 1998, they launched NetSpend from their one-bedroom apartment with an initial investment of $750.
		+
		+	The Sosa brothers believed there was a large market that was left un-served by traditional banking and financial institutions, and according to the Federal Reserve at the time of this post, 9.7 percent of households—approximately 26 million Americans—are “un-banked,” or do not maintain transaction accounts at mainstream depository institutions. An additional 40 million individuals do not have a savings account or access to credit and are considered “under-banked.” Together, the total number of un- and under-banked in the United States is estimated to be nearly 70 million people, and their aggregate annual income is calculated in excess of $300 billion.

	==Related Domains==		==Related Domains==

@@ Line 6: / Line 6: @@
 }}
-==NetSpend Corporation==
+==NetSpend Corporation (NetSpend.com)==
 NetSpend is one of the leading providers of reloadable prepaid debit cards and prepaid debit card services in the United States. The company's debit cards enable virtually anyone to make purchases, pay bills, secure reservations, and shop online without the need for a bank account or credit history. NetSpend's mission is to empower consumers with the convenience, security and freedom to be self-banked. NetSpend targets the 84 million United States citizens who lack or choose not to have a traditional bank account to become full participants in mainstream economic life. This low to moderate income (LMI) population receives over $1.1 trillion in payments from employers, state and government entities, and holds enormous spending power. NetSpend's customers range from people who don't have the credit histories or minimum account balances that banks require, to people who want to avoid confusing fee structures and statements, to casual users such as teens managing their allowance and travelers who want to protect their cash on the go.

@@ Line 7: / Line 7: @@
 ==NetSpend Corporation==
-Prepaid, Reloadable, Nation-wide. The NetSpend All-Access Mastercard Card. Better Than Cash.
+NetSpend is one of the leading providers of reloadable prepaid debit cards and prepaid debit card services in the United States. The company's debit cards enable virtually anyone to make purchases, pay bills, secure reservations, and shop online without the need for a bank account or credit history. NetSpend's mission is to empower consumers with the convenience, security and freedom to be self-banked. NetSpend targets the 84 million United States citizens who lack or choose not to have a traditional bank account to become full participants in mainstream economic life. This low to moderate income (LMI) population receives over $1.1 trillion in payments from employers, state and government entities, and holds enormous spending power. NetSpend's customers range from people who don't have the credit histories or minimum account balances that banks require, to people who want to avoid confusing fee structures and statements, to casual users such as teens managing their allowance and travelers who want to protect their cash on the go.
 ==Contact==