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Title

Refinancing Mortgage, Refinancing Mortgage Rates, Home Equity Loans from ERATE

Description

At ERATE when we say exceptional service we're not just providing lip service, we'll gladly stand by our commitment to you, our customer. Our parent company, Progressive Capital Funding Corp, is proud to have earned the ValueStar (TM) certification for providing superior customer service, having been independently audited for customer satisfaction.

ERATE is licensed with the Department of Real Estate as a California broker (DRE lic. #01292265). We are approved with many wholesale mortgage lenders and banks throughout the country, many of whom you will be familiar with, offering lower rates on a wholesale basis to ERATE than they would make available directly to you, the consumer. ERATE serves its mortgage customers by searching our database of lenders to provide them with the loan program best suited to meet their needs along with our most competitive interest rates.

ERATE is comprised of mortgage loan experts at every level within the company. Our founders have over 30 years of mortgage origination expertise. The mortgage industry had been slow to automate and re-examine outdated pricing practices but a dramatic shift in technology advances via the internet has allowed for a sizable reduction in loan processing costs which can be passed onto the consumer. The founders of ERATE, Nancy Osborne and Jeff Howard, were eager to abandon the "old school" arbitrary mortgage origination practices and progress onto a rate and technology driven market that is consumer driven. In fact in 1994 Loan World, which later became ERATE when it merged with Progressive Capital, was the first mortgage lender to originate a mortgage over the Internet, and in 1994 created the first online loan application.

Languages

English

Address

2900 Gordon Ave, Suite 100
Santa Clara CA 95051 US

Contact

ERATE
408-261-7707

Additional Information

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