TheLibertyProgram.com provides affordable supplemental dental coverage to its members
Title
Affordable Supplemental Dental Coverage at The Liberty Program
Description
Excerpted from the website:
- Our program is designed to provide Americans with appropriate and affordable dental benefits. Our members enjoy heavily discounted dental services, delivered by highly qualified dental health care providers. Membership allows easy access to affordable dental care through our network of dental providers.
How The Liberty Program Works
The Liberty Program of America offers big savings on dental health care. You can save 40-60% on your dental treatment!
Here's how the program works. A small annual fee is charged for membership into the Program. In return, you have access to a network of dentists in your area who participate with the program. Once in the program, you are entitled to heavily discounted fees. The discounted fees are listed in the fee schedule and can be up to 50% off from what you would pay without insurance. Almost every dental procedure is covered, so imagine never paying full price for dental treatment again. General dentists as well as dental specialists participate with the program, so it is unlikely that you would ever need a procedure that would not be covered. From cosmetic dentistry to dental implants, we offer discounted dental coverage to our members. If in the unlikely event that a procedure is not covered, participating providers have agreed to give a 25% discount off of their traditional fees.
Membership Information
Our program is designed to provide Americans with appropriate and affordable dental benefits. Our members enjoy heavily discounted dental services, delivered by highly qualified dental health care providers. Membership allows easy access to affordable dental care through our network of dental providers.
A Crash Course in Dental Insurance
- Traditional dental insurances usually carry with them a monthly premium of $40-$50. Yearly, the premiums can approach $600. The yearly maximums for the traditional insurance plans are typically in the range of $1500. For those of you who are a little confused, that equates to a maximum potential benefit of $900. That means that your insurance company may pay up to $1500 for the year, but you have already paid in $600. That $600 gets paid to them whether you use the coverage or not. In addition, there are typically percentage "co-pays" and of course, a deductible.
A Word to the Wise
- If you are currently covered under a traditional dental plan, check your percentage co-pay under the category of "major" treatment. Typically 50% of "major" work is covered. What you as a patient don't know is what dental services fall under the category of "major" work, and 50% of what fee charged will you be responsible for.
Under almost all traditional insurances, crowns(caps) and bridges will fall into the "major" category. Typically the fee charged for a crown is $800. Now, if you factor in your 50% responsibility, your paying $400 out of your pocket for your crown, o?n top of your deductible (usually $50), which totals $450?not a bad price for a crown?but you forgot about your yearly premium of $600. Your crown just cost you $1050!
Compare and Save
- Under the Liberty Program, there are no yearly maximums, no deductibles and no percentages to worry about. You know what fee will be charged simply by looking at the fee schedule. To be fair, let's see how much a crown would cost under the Liberty Program. Let's assume that you have enrolled in the Liberty Program as a single member. Your annual premium of $100 o?n top of the Liberty Member fee for a crown of $575 totals $675. That's a savings of $375 per crown. Imagine the savings if you need extensive treatment.
Money Saving Potential
- Membership into the Liberty Program also works in conjunction with an already existing dental insurance plan. Remember when we explained the percentages of "major" work (usually 50%) for most traditional companies. Those percentages would now be of the reduced Liberty member fee for services. For example, the out of pocket fee for a crown (cap) with a percentage of major treatment at 50% would be o?nly $287.50 for Liberty members (the fee for a crown under the Liberty Program is $575).
Entensive Provider Network
- Our network of participating providers is extensive and easy to access. All of our contracted privately practicing dentists have been carefully screened and undergone strict credentialing procedures. All participating dentists have agreed to abide by and accept the terms of the Liberty Program.
Dental Services Covered
- Diagnostic Services
- Comprehensive Oral Exam
- Periodic Oral Exam
- Intraoral Complete Series of x-rays
- Panoramic x-ray
- Intraoralx-ray film, first
- Intraoral x-ray film, add'l
- Bitewing x-rays, two
- Bitewing x-rays, four
- Cleaning and polishing
- Oral cancer screening
- Periodic Oral Exam
- Focused Oral Exam
- Intraoral Complete Series of x-rays
- Intraoral x-ray film, first
- Intraoral x-ray film, add'l
- Bitewing x-ray single
- Bitewing x-ray second
- Bitewing x-rays, four
- Panoramic film
- Sterile Pack
- Preventative Services
- Prophylaxis-adult (polishing & cleaning)
- Prophylaxis-child to age 16
- Topical Application of fluoride (including prophylaxis-child)
- Sealant-per tooth
- Recement space maintainer
- Space Maintainer-fixed unilateral
- Space Maintainer-fixed bilateral
- Restorative Procedures
- Amalgam-1 surface, permanent or primary
- Amalgam-2 surface, permanent or primary
- Amalgam-3 surface, permanent or primary
- Amalgam-4 surface, permanent or primary
- Resin-1surface, anterior
- Resin-2 surface, anterior
- Resin-3 surface, anterior
- Resin-4+ surfaces, anterior, incl. Incisal angle
- Resin-1 surface, post, primary
- Resin-2 surface, post primary
- Resin-3 surface post, primary
- Resin-1 surface, post, permanent
- Resin-2 surface, post permanent
- Resin-3 surface, post permanent
- Resin-4 surface, post, permanent
- Inlay-porcelain/ceramic-1surf
- Inlay-porcelain/ceramic-2surf
- Inlay-porcelain/ceramic-3surf
- Crown, All porcelain
- Crown, Porcelain High noble
- Crown, porcelain/semi precious
- Recement crown
- Prefab'd stainless steel crown
- Prefab'd stainless steel crown permanent tooth
- Prefabricated resin crown
- Sedative filling
- Crown Buildup
- Prefab'd stainless steel crown permanent
- Prefabricated post and core
- Temporary crown
- Endodontic Procedures
- Pulp cap-direct (excl.final rest.)
- Pulp cap-indirect (excl. final rest.)
- Root canal, Anterior (excl.rest.)
- Therapeutic Pulpotomy (excl. rest.)
- Root canal, Bicuspid (excl.rest.)
- Root canal, Molar (excl. rest.)
- Root canal, Molar 4 or more canals
- Periodontic Procedures
- Gingivectomy or gingivoplasty per quadrant
- Gingivectomy or gingivoplasty per tooth
- Gingival flap procedure incl. Root planing, per quadrant
- Osseous surgery, incl. Flap per quadrant
- Pedicle soft tissue graft
- Periodontal scaling/ root planing per quadrant
- Periodontal scaling in the presence of gingival inflammation
- Periodontal maintenance (following therapy)
- Prosthodontic Procedures (removable)
- Complete upper denture, incl. 6 months post-insertion care
- Complete lower denture, incl. 6 months post-insertion care
- Immediate upper denture, incl. 6 months post-insertion care
- Immediate lower denture, incl. 6 months post-insertion care
- Upper partial denture-acrylic base, incl. clasps and rests
- Lower partial denture-acrylic base, incl. Clasps and rests
- Upper partial denture-cast base with acrylic saddles
- Lower partial denture-cast base with acrylic saddles
- Adj. complete denture-upper
- Adj. complete denture-lower
- Adj. partial denture-upper
- Adj. partial denture-lower
- Repair broken complete denture base
- Replace missing/broken tooth
- Repair partial denture saddle or base
- Repair cast metal framework
- Repair or replace partial denture clasp
- Replace broken tooth-partial denture
- Add tooth to existing partial
- Add clasp to existing partial
- Reline complete upper denture (chairside)
- Reline complete lower denture (chairside)
- Reline upper partial denture (chairside)
- Reline lower partial denture (chairside)
- Reline complete upper (lab)
- Reline complete lower (lab)
- Reline partial upper (lab)
- Reline partial lower (lab)
- Oral Surgery Procedures
- Extraction (simple) single tooth
- Surgical removal of erupted tooth requiring elevation of flap/sectioning
- Surgical removal of residual tooth roots (cutting procedure)
- Alveoplasty in conjunction with extractions (per quadrant)
- Alveoplasty not in conjunction with extractions (per quadrant)
- Excision of pericoronal gingival
- Adjunctive Procedures
- Palliative treatment
- Nitrous Oxide
- Cosmetic Procedures
- Laminate veneer (chairside)
- Laminate veneer (lab)
- Bleaching (per arch)
- Bleaching (per tooth/internal)
Cosmetic Dentistry
People who are looking to improve their self-image may want to consider cosmetic dental procedures. With the advances in todays technology, many more cosmetic procedures are being performed, with outstanding results.
Two of the most commonly performed procedures are whitening(teeth bleaching) and porcelain veneers(laminates). Whitening can dramatically brighten your smile, where veneers can brighten and appear to change the shape and position of your teeth. Both procedures are covered services under the Liberty Dental Program. The Liberty Program of America offers big savings on dental health care, saving you 40-60% on your dental treatment!
Cosmetic Dental Procedures Discounted dental insurance can provide coverage for cosmetic dental procedures not covered by standard insurance, and the Liberty Program has a supplemental or primary dental care program that’s right for you and your family. Now that healthcare has become less certain than ever, the Liberty Program is pleased to step in and offer services and programs a large insurer cannot, with a contractual agreement that allows patients to receive treatment at reduced fees.
Dental Implants
Dental Implants are used to replace lost or missing teeth. They are anchored into the jaw bone and can be a better alternative to wearing dentures since they don't move around. Whereas dental implants have traditionally been reserved for the wealthy, great advances in dentistry have made dental implants a viable treatment option for a large percentage of people. Dental implants are a covered service under the Liberty Dental Program. The Liberty Program of American offers big savings on dental health care, you can save 40-60% on your dental treatment!
Discounted Dental Treatments You can be a member of the Liberty Program without pre-approval, coverage limits, or forms to fill out. Our discounted dental treatments program is not considered dental insurance, only access to dental work by a Liberty Dental Program registered provider. Once you sign up, you can take advantage of reduced dental procedure rates immediately. Our discounted dental treatments program can be used along with your existing insurance, allowing you access to excellent dental care for a reduced price.
Why Liberty Makes Sense
As mentioned, there is no yearly maximum with Liberty. You don't have to worry about postponing treatment or waiting for a new calander year for your benefits to renew?you always have coverage. There are no deductibles or waiting periods?your coverage begins immediately. COSMETIC dentistry is a covered service. Traditional insurance companies do not cover cosmetic procedures. If you are thinking about a smile makeover, the Liberty Program can save you thousands of dollars. From bleaching of teeth to cosmetic veneers, all cosmetic procedures are covered. Not many other dental programs can offer you that.
How It Works
A small annual fee is charged for membership into the Program. In return, you have access to a network of dentists in your area who participate with the program. Once in the program, you are entitled to heavily discounted fees. The discounted fees are listed in the fee schedule and can be up to 50% off from what you would pay without insurance. Almost every dental procedure is covered, so imagine never paying full price for dental treatment again. General dentists as well as dental specialists participate with the program, so it is unlikely that you would ever need a procedure that would not be covered. From cosmetic dentistry to dental implants, we offer discounted dental coverage to our members. If in the unlikely event that a procedure is not covered, participating providers have agreed to give a 25% discount off of their traditional fees.
External Links
- Supplemental Dental Coverage
- Affordable Dental Coverage
- Supplement Existing Dental Coverage
- Dental Coverage
- Dental Implants Coverage
- Cosmetic Dentistry Coverage
- Dental Insurance
- Dental Treatment Insurance
- Cosmetic Dentistry Insurance
- Dental Implants Insurance
- Dental Implants
- Cosmetic Dentistry
- Savings On Dental Health Care
- Discounted Dental Fees
- Affordable Dental Treatment
- No Pre Approval Dental Treatment
- Affordable Dental Insurance Plans
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