TheLendingWizard.com : UK based service for comparing loan rate & loan options
The Lending Wizard
In the current economic climate it is increasingly difficult to secure personal loans. Lending companies advertise typical APR rates in order to entice potential borrowers to apply. The problem is that most people do not actually qualify for these typical APR's.
TheLendingWizard.com provides borrowers with a tool that displays actual loan quotes without adversely affecting their credit ratings. You are able to compare actual rates before you apply and get an instant decision.
A London based company, TheLendingWizard.com formed in 2007 as part of European Financial Solutions. The site partners with a number of the most respected and established European lenders to provide you with the most accurate loan quotes on the market.
What makes The Lending Wizard different?
- Actual not typical APR quotes: the actual interest rate you will pay, beyond the "typical rates" shown by standard aggregators is determined.
- Instant decision: you will be notified immediately as to which lenders can offer you a loan.
- Multiple quotes with no credit impact: through their lender partnerships they are able to give you accurate quotes before you actually submit your application, so your credit rating is not impacted.
- Quick and easy: just enter your details once, find the best loans and choose the one that's right for you. That's it - you're done!
How does it work?
The Lending Wizard's partners have given them access to the rules they use in order to determine rates. They link directly with lenders so you can send your application without having to re-key any of the information you've already entered. To get your quotes and apply, simply follow the simple three-step process:
- Rates for You: provide information about yourself to determine the rates lenders you qualify for
- Apply: pick the loan of your choice and review your details
- Instant Decision: submit your application and get an instant decision from the lender.
Loans Available
- Personal Loans
- Unsecured Loans
- Holiday Loans
- Wedding Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Homeowner Loans
- Secured Loans
What are the benefits?
Searching and applying for a personal loan is efficient, simple and accurate as possible at TheLendingWizard.com. You are provided with qualifying loans and actual quotes so you can make a well-informed decision that won't impact your credit profile. If you apply, your data will be directly transferred to the lender and you will get an instant decision-in-principle.
Are there service fees?
No. TheLendingWizard.com receives their income from lenders by charging them for loans completed.
If you apply for a secured loan, there will be a fee for processing the loan. This fee covers the cost of a valuation, a reference from your mortgage company and any administration and legal costs. It will only be payable on completion of your loan (there are no upfront fees).
Lending Partners
TheLendingWizard.com is able to supply borrowers with their services owing to their relationships with leading lending institutions. Their partners include the following:
- AA Personal Finance
- Black Horse
- Blemain Finance
- First National
- Nemo Personal Finance
- Your Personal Loan
Security Policy
Due to the confidential and personal nature of the information users provide, a number of security measures are utilized:
- SSL (SecureSocketLayer) technology - Employed to cover all private and sensitive information including, but not limited to, phone numbers, email and addresses. SSL uses high grade 256 bit encryption that is extremely difficult to detect.
- Verisign - The site is verified by the world's leader in securing online transactions.
- Secure Data Storage - Any and all information provided is secured in data storage centers that are protected by firewall and password authentication. TheLendingWizard.com uses 128 bit data encryption when necessary. For example, all passwords are secured in this manner.
Contact
Address
Moneio Ltd.
- 14 Wells St
- London, W1T3PD UK
External Links
- Alexa: www.thelendingwizard.com
