Hipoteca.net
Title
Hipoteca Refinanciar Prestamo Hipotecario ITIN Hipoteca Comprar Casas
Description
About Credit
It's going to get more costly to take out a loan. The Federal Reserve has raised the benchmark federal funds interest rate by a-quarter point to 4.75 percent (March 2006) . The Fed is also indicating it may raise rates again at its next meeting in May. This is the first Fed move on interest rates under the Leadership of chairman Ben Bernanke, and it's the 15th straight increase in two years. Commercial banks are expected to respond by pushing the prime rate up to 7.75 percent. The impact of the rate increases is most obvious in the housing market. Sales of previously-owned homes have fallen in five of the past six months and sales of new homes dropped in February by the largest amount in nearly nine years.
An interest rate increase from 6 percent to 7 percent on a 30-year loan adds about 10 percent to a monthly mortgage bill. A homeowner who financed a loan of $200,000 at 6 percent would pay about $1,200 a month. At 7 percent, the bill would come to $1,330.
It's become more important than ever to get pre-approved. Remember that other buyers have gotten pre-approved. Pre-approval shows your willingness to buy, and that you are ready.
Languages
English
Address
- Pejman Makhfi, 1999 S. Bascom Ave. #230
- Campbell CA 95008 US
Contact
- Financialcircuit.com
- +1 408 369 3935, Fax: +1 408 369 9327
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