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FreeTitleQuote.com - Free Title Insurance Quotes, Estimates, no obligation title quote.

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Frequently Asked Question About Title Insurance

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1. How Does FreeTitleQuote.com save me money on Title Insurance? Our network of Title Company providers pay us for the chance to give you FreeTitleQuote’s to gain your business. FreeTitleQuote.com gives you the opportunity to receive up to 5 Title Insurance Quotes from competing providers in your area. Our network of providers all know that they are competing for your business, so you end up with the best possible price and save money.

2. How many Free Title Insurance Quotes will I receive? You will receive up to five FreeTitleQuotes’ based on the number of particular companies serving your area.

3. How will I receive my FreeTitleQuote? You will receive an email of the quote directly from each title insurance company with all their contact information. You can always call any of these companies – they are all competing for your business!

4. Why choose FreeTitleQuote.com? When purchasing or refinancing real estate, most Sellers/Buyers let the Realtor/Lender choose the title insurance company - but you have a right to choose by State law if you are paying the Title Policy! If your Realtor/Lender has selected your Title Insurance Company for you, inquire as to why. Many Realtors/Lenders have an ownership interest in a title company. This can result in increased fees for you the consumer. FreeTitleQuote.com gives you the opportunity to receive up to 5 Title Insurance Quotes from competing providers in your area. Our network of providers all know that they are competing for your business, so you end up with the best possible price and save money.

5. What does Title Insurance cost? The cost is directly related to the value of the property. The higher the value, the more coverage is needed. The premium is small compared to the total purchase price. The premium is paid only once and remains in force for as long as the property is owned by the insured and continues to protect the insured on warranties after it is sold.

Additional Information

What is Title Insurance? Do You Need It? When you buy property, whether its a new home, land or other real estate, the title is the legal evidence that the property now belongs to you. During the course of the sale, an extensive title search will usually be conducted to ensure that the person selling the property has the right to transfer it, and to ensure that any outstanding claims against it, such as liens, mortgages, or easements are fully disclosed. Because the system of recording titles in the US is not always completely accurate, disputes regarding property titles can arise, jeopardizing the new owners claim to the property in question. An owners title insurance policy protects the buyer against any potential disputes that may arise from insufficient or inaccurate title disputes. The title insurance company issues a policy after a comprehensive title search has been conducted, typically offering coverage in the amount of the purchase price paid. Many times, the title insurance company is chosen by default by a mortgage broker or realtor, and many buyers dont realize that there are other options out there. While the premium for title insurance is usually paid only once, at closing, the differences in costs from one insurer to the next can be significant. As with any insurance purchase, its advisable to consider all your options and choose the title insurance policy that best suits your needs.


Keep Your Closing Costs as Low as Possible In todays turbulent real estate market, closing costs are reaching all time highs. The premium for title insurance is typically based on the purchase price of the property; with properties selling for record prices, title insurance premiums are also on the rise. This can drive closing costs to surprisingly high levels, especially if you dont realize that not all closing costs are set in stone. By shopping around for a title insurance company, you could save thousands of dollars in closing costs. What many people dont realize is that if you are paying for the title insurance, you have the right to choose which company to use. You can shop around, find the best deal, and reduce your closing costs by encouraging title insurance companies to compete for your business. At Freetitlequote.com, you can get competing quotes from up to 5 title insurance companies. Because the companies in our network know that they are competing for your attention, youll know youre getting the best possible price on the market.


Protect Your Interests with Title Insurance Theres no question that any real estate purchase represents a significant investment. Whether you intend to sell in a few years, or hope to make it your lifelong home, the risks of damages from title disputes is very real. While more comprehensive land records systems are being investigated and implemented in the US, the fact is that the existing process for recording titles and transferring ownership has some deficiencies and shortcomings. Defects in the title could lead to financial damages (especially in the cases of unresolved liens and mortgages), inability to sell or otherwise transfer the property, or even outright loss of the property in question. While a title search is usually exhaustive, the potential damages from title defects can be devastating; title insurance is the best form of protection of your investment.

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