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Federated Employees Credit Union was established by 26 Federated Insurance Company employees on January 19,1934. It is a member owned, not-for-profit cooperative organized to provide financial service to members. Once a member, you have access to financial products and services, you share in the profits, and elect directors.
The greatest asset of our Credit Union is our ability to offer fair rates of interest to our borrowers as well as to pay equitable dividends to our shareholders. Because Federated Employees Credit Union is member-owned, there are no stockholder's dividends, director's salaries, or other groups of owners/investors to satisfy. Therefore, we can return our earnings to members by paying higher interest on savings, offering lower loan rates, and having minimal fees.
