BlueRidgeFarmCredit.com

Title

Loans for agriculture and a whole lot more.

Description

Farm Credit is part of the nationwide Farm Credit System, a financial cooperative owned by its member-borrowers since 1917. Our primary function is to provide loans, including:

Unlike commercial banks, our cooperative structure means that a portion of the profits generated from our lending activity is returned to our borrowers in the form of patronage refunds. These patronage refunds are based on the proportion of interest earned on an individual loan. This significantly reduces the cost of borrowing for our customers, and patronage refunds are split between a direct cash payment and an allocated surplus account in the member's name.

As a complete financial institution for the agricultural field, we also provide a full range of other financial services for our customers, including:

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