AmerI-Financial.com is a portal with information on personal finance and insurance
Title
Ameri-Financial - An American way to achieve financial independence. News and updates on personal finance that you cannot afford to miss. Free personal financial analysis tools to help you establish your goals and reach them faster.
Description
An American way to achieve financial independence.
When it comes to personal finance, every single detail requires attention. No goal can be too little, or too insignificant. This is why we believe in the power of an all-inclusive and comprehensive approach. What’s more, no one knows your needs and interests better than you do. Our website provides you with the essential information that puts you in a driver’s seat when you are dealing with your own finance. Our online Financial Analyzer is able to provide online comprehensive financial analysis for you in just seconds and for FREE. Our news and updates keep you current on latest financial trends and why they concern you. Before making big decisions that will affect you in the years to come, check our site and meet salesmen and agents well prepared.
Additional Information
Used properly, a Personal Financial Analyzer is priceless. But you can't simply try it once, and then expect to sit back watching the plan work. While planning finances is absolutely necessary, you must also bear in mind that following that plan takes a lifetime. A great many factors will change over the years that will directly affect your initial ballpark financial plan. You may change job, move to a different location, have new children, or even acquire a new hobby. All of this is going to affect your goals, strategy, or resources, and as a result of it, your financial plan. But so long as you periodically renew your analysis, it will keep you on course, moving closer towards financial independence.
One important variable is the interest rate. The prime lending rate will affect any investment you make, from CDs to stocks and bonds. Planning your finances in advance, you must assume that rates will remain steady over many years. Because nobody knows the future, this assumption is necessary. But because rate alterations will change how your investments fare, you must periodically revisit your analyzer and update your plan to factor in new rates.
Likewise, banks constantly change their crediting policy. Whether or not you will benefit from refinancing your mortgage, consolidating your debt, or asking for more credit, depends on that policy. In times when interest rates are low, banks are more inclined to extend credit and at lower interest. Meanwhile, in times with volatile economy, banks demand high interest, reduce credit limits, or require more collateral on loans. Whatever options are available, and whatever savings are possible, by revisiting your Financial Analyzer, you can include those adjustments in your plan.
Another factor that can change is your income. When you make a plan you must base it on your current income. Everybody would like to know what’s going to happen in advance. But when you don’t, the best option is to rely on today’s resources, and adjust your plan as time goes. That adjustment also happens when you run your Financial Analyzer with new data.
So long as you check it regularly to keep your plan current despite swings in interest rates, inflation and social security, a Financial Analyzer is an invaluable tool. With an analysis that looks into all areas of your finances and lets you understand them planning and managing your plan is much easier and quicker, not to mention cheaper. At www.Ameri-Financial.com you will find a universal solution like that, the personal Financial Analyzer, that is accessible, fast, and FREE.
