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Multi-State Mortgage Committee ReportMarch 2009 Congressional Oversight Panel Report on Foreclosure Crisis AARMR submitted comments to the House Financial Services Committee concerning proposed standards in H.R. 1728 that would impose ability-to-repay and net-tangible-standards on the mortgage industry. The comments were included as part of the written testimony submitted by Commissioner Steven Antonakes of Massachusetts on behalf of the Conference of State Bank Supervisors.H.R.
